Pioneer Mortgage Home Loans Columbia Missouri  
Home Mortgage and Home Loans
PO Box 10199 ~ Columbia, MO 65205 ~ (573) 875-HOME (4663) ~ (800) 599-0433

Pioneer
Pioneer Mortgage Home Mortgage Center in Columbia Missouri for Refinancing, First-Time Homeowners, Second Mortgages, and Equity Loans
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          Can I Afford?
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          Table

  • Glossaries
    glossary of mortgage terms, glossary of economy terms
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    Pioneer Mortgage Home Mortgage Center in Columbia Missouri for Refinancing, First-Time Homeowners, Second Mortgages, and Equity Loans
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  • VA Loans

  • Local Owners
    President:
    Marci Reimler

    Sr. Vice-President:
    Steve Fleischer


    Affiliations
  • Columbia Chamber of Commerce
  • Home Builders Association
  • Missouri Association of Mortgage Professionals
  • Women's Council of
    Realtors
  • Women's Network
  • American Diabetes Association
  • Rotary Club
  • The Lions Club


  •    
      VA Loan Articles

    • 5 Steps to a VA Loan
      Step-by-step, includes links to online forms from the Veteran's Administration.

    • Eligibility Requirements
      Veterans who served on active duty and were discharged under conditions other than dishonorable, during World War II and later periods are eligible for VA loan benefits.

    • Eligibility Questions
      Common questions and the answers for VA Loan eligibility.

    • Financing Benefits
      More than 29 million veterans and service personnel are eligible for VA financing. Even though many veterans have already used their loan benefits, it may be possible for them to buy homes again with VA financing using remaining or restored loan entitlement.

    • VA Loan Purposes
      To buy a home or lot, build a home, improve a home, refinance a home...

    • Obtaining a VA Loan
      The CRV (certificate of reasonable value) is based on an appraiser's estimate of the value of the property to be purchased.

    • VA Loan Costs
      A basic funding fee of 2.0 percent must be paid to VA by all but certain exempt veterans. A down payment of 5 percent or more will reduce the fee to 1.5 percent and a 10 percent down payment will reduce it to 1.25 percent.

    • Restoration of Entitlement
      Veterans who had a VA loan before may still have "remaining entitlement" to use for another VA loan. The current amount of entitlement available to each eligible veteran is $36,000.

    • VA Loan Questions
      Question: Can I get a VA loan if I have had a bankruptcy in the last few years? Answer: VA credit standards state that a veteran with a bankruptcy less than 3 years ago would generally not be considered a satisfactory credit risk unless:

    • VA Office Locations
      VA has provided the following toll-free numbers for the convenience of veterans and dependents:
















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    Toll free: 1-800-599-0433 ~ Phone: 573-875-HOME (4663) ~ Fax: 573-449-5155
    1900 North Providence Road ~ Columbia, Missouri 65203
    www.pioneermortgage.net ~ E-mail: home@pioneermortgage.net
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    Applications
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    Application
    Information
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    Download Mortgage Applications & Forms, Qualifying for a Home Loan, RESPA, APR, Choosing A Mortgage Company, Speed Up The Mortgage Process, Escrow Account Basics

    Interest Rates
    Current Interest Rates , Markets and Economy, Economic Calendar, Annual Percentage Rate (APR)
    Interest
    Rates
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    Loan Programs
    Choosing The Best Program, Fixed Rate Mortgages, Adjustable Rate Mortgages (ARM), Introductory Rate ARM
    Loan
    Programs
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    Downpayment
    Low Down Payments, Down Payment Loans and Gifts, Down Payment Grant, Qualifying For Low Down Payments, Down Payment Assistance, State Housing & Finance Authorities
    Downpayment
    Information
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    Refinance
    Deciding To Refinance, Considerations, Build Home Equity Faster, Get Your Hands on Some Cash, Trade your ARM for Fixed Rates, Analyze Your Savings
    Refinancing
    Information
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    2nd Mortgage
    Home Equity Credit Lines, Length of Second Mortgage, Payments, Costs, Rates
    Second
    Mortgage
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    Credit
    Improve Your Credit, Credit Grades, How it Works, Credit Reporting Agencies, Correcting Errors, Credit Profiles, Credit Report Inqiries, Steps to Take After Being Denied a Mortgage Loan, Credit Scoring, Fair Credit Reporting Act
    Credit
    Information
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    Bankruptcy
    Alternatives to Filing Bankruptcy, How to Avoid Foreclosure, Chapter 7 Bankruptcy, Bankruptcy And My Bills, Bankruptcy and Bill Collectors, Your Property and Assets, Your House and Car, About the Process, Bankruptcy Questions & Answers
    Bankruptcy
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    Appraisals
    Appraisal Basics, Appraisal Methods, Reasons For An Appraisal, Home Market Value, Appraisal Needed To Obtain Loan, Helping The Appraiser
    About
    Appraisals
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    Insurance
    Homeowners Insurance, Ways to Save, Private Mortgage Insurance - PMI,  Title Insurance, Title Insurance, Flood Insurance
    Insurance
    Information
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    FHA Loans
    Learn More About FHA Loans, Qualification, Questions and Answers!
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    VA Loans
    Learn More About VA Loans, Qualification, Questions and Answers!
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