Pioneer Mortgage Home Loans Columbia Missouri  
Home Mortgage and Home Loans
PO Box 10199 ~ Columbia, MO 65205 ~ (573) 875-HOME (4663) ~ (800) 599-0433

Pioneer
Pioneer Mortgage Home Mortgage Center in Columbia Missouri for Refinancing, First-Time Homeowners, Second Mortgages, and Equity Loans
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  • Calculators
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          Can I Afford?
  • Refinance
          Break Even
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          Table

  • Glossaries
    glossary of mortgage terms, glossary of economy terms
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  • VA Loans

  • Local Owners
    President:
    Marci Reimler

    Sr. Vice-President:
    Steve Fleischer


    Affiliations
  • Columbia Chamber of Commerce
  • Home Builders Association
  • Missouri Association of Mortgage Professionals
  • Women's Council of
    Realtors
  • Women's Network
  • American Diabetes Association
  • Rotary Club
  • The Lions Club


  •    
      VA Loan Purposes
    1. To buy a home, including townhouse or condominium unit in a VA-approved project.
    2. To build a home.
    3. To simultaneously purchase and improve a home.
    4. To improve a home by installing energy-related features such as solar or heating/cooling systems, water heaters, insulation, weather-stripping/ caulking, storm windows/doors or other energy efficient improvements approved by the lender and VA. These features may be added with the purchase of an existing dwelling or by refinancing a home owned and occupied by the veteran. A loan can be increased up to $3,000 based on documented costs or up to $6,000 if the increase in the mortgage payment is offset by the expected reduction in utility costs. A refinancing loan may not exceed 90 percent of the appraised value plus the costs of the improvements. Check with a lender or VA for details.
    5. To refinance an existing home loan up to 90 percent of the VA-established reasonable value or to refinance an existing VA loan to reduce the interest rate.
    6. To buy a manufactured home and/or lot.
















    Copyright © 1999-2003 Pioneer Mortgage, Inc. ~ All Rights Reserved Worldwide
    Toll free: 1-800-599-0433 ~ Phone: 573-875-HOME (4663) ~ Fax: 573-449-5155
    1900 North Providence Road ~ Columbia, Missouri 65203
    www.pioneermortgage.net ~ E-mail: home@pioneermortgage.net
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    Applications
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    Application
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    Download Mortgage Applications & Forms, Qualifying for a Home Loan, RESPA, APR, Choosing A Mortgage Company, Speed Up The Mortgage Process, Escrow Account Basics

    Interest Rates
    Current Interest Rates , Markets and Economy, Economic Calendar, Annual Percentage Rate (APR)
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    Loan Programs
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    Downpayment
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    Refinance
    Deciding To Refinance, Considerations, Build Home Equity Faster, Get Your Hands on Some Cash, Trade your ARM for Fixed Rates, Analyze Your Savings
    Refinancing
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    2nd Mortgage
    Home Equity Credit Lines, Length of Second Mortgage, Payments, Costs, Rates
    Second
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    Credit
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    Bankruptcy
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    Appraisals
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    Insurance
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    FHA Loans
    Learn More About FHA Loans, Qualification, Questions and Answers!
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    VA Loans
    Learn More About VA Loans, Qualification, Questions and Answers!
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